As a car accident lawyer can share, many people involved in serious collisions are unaware of the full scope of their legal rights. While most know they can file a claim, fewer understand the protections available to them throughout the legal process. Knowing what you’re entitled to can make a substantial difference in both compensation and peace of mind.
You Have The Right To Refuse Early Settlement Offers
Insurance companies often make quick settlement offers in the days following a crash. These offers may appear generous but are frequently calculated to minimize the insurer’s payout. You are under no obligation to accept a settlement before reviewing it with a legal advocate. Accepting prematurely can limit your ability to recover additional compensation for future medical needs, lost wages, or long-term care.
You Can Choose Your Own Medical Providers
Some accident victims feel pressured to use doctors or clinics suggested by insurers or other parties. However, you have the right to seek treatment from medical professionals you trust. Doing so allows for more objective documentation of your injuries, which can strengthen your claim later. Independent evaluations also reduce the risk of biased medical opinions affecting your recovery. Choosing your own provider also can lead to better recovery as making that choice for yourself makes you more comfortable, leading to better communication with medical providers.
You Have A Right To Seek Damages Beyond Medical Bills
According to our friends at the Law Office of Daniel E. Stuart, P.A., injury victims are often unaware that their claim may include damages for pain and suffering, emotional distress, and reduced quality of life. These non-economic damages can be substantial, especially in cases involving long-term injury or permanent impairment. A qualified attorney can help quantify these losses and present them effectively.
You Don’t Have To Speak With The Other Driver’s Insurance Company
It’s common for the opposing party’s insurance adjuster to reach out after a collision. You are not required to give a statement or answer questions without legal representation. In fact, doing so may harm your claim. These conversations are often recorded and can be used against you. Your legal team can manage communications to protect your interests.
You Have A Right To Review All Documentation Related To Your Claim
From police reports to insurance assessments, you are entitled to copies of the documents used to evaluate your case. Reviewing these records helps ensure accuracy and gives your legal team the opportunity to identify discrepancies, missing information, or areas that need clarification.
This right also includes access to your medical records and billing statements. Keeping your own file of accident-related materials can help you stay informed and organized. A car accident attorney will be able to utilize these files to help strengthen your case.
Many states allow injury victims to recover damages even if they were partially at fault for the accident. The rules vary by jurisdiction, but the key point is this: being partly responsible does not automatically bar you from seeking compensation. Legal advice is especially important in these cases to evaluate your level of liability and determine how it might affect your recovery. If you or a loved one has been injured in a car accident, reach out to a local lawyer to discuss your recovery options today.